Services and Solutions
Our expertise at work for you
“We started with Laudra, 20+ years ago and see another 20+ ahead! Working with Employee Benefit Consulting, LLC has been a consistently positive experience. Lachelle and Joni are professional as well as knowledgeable, and they are always available to answer our questions and provide support. We appreciate their dedication to our success and highly recommend them to others.”
Our aim is to integrate our services with your company’s goals. We are not just consultants; we are a part of your team.
Medical / Prescription Drug / Dental / Vision Pet Insurance
Life and Accidental Death & Dismemberment Voluntary -Critical Illness, Accident, Cancer
Long Term Disability Expatriate Benefit
Temporary Disability (TDI) / Short Term Disability Wellness Programs
Long Term Care Multi-State
Business Travel Accident Cafeteria Plans (FSA / Dependent Care)
Develop and plan specifications for your group needs and conduct market cost surveys
Present peer analysis for your review, comparing benefits and costs of current programs vs. alternatives
Online benefit enrollment services and HR resources
Prepare, coordinate and conduct open enrollment sessions with carriers
Conduct employee and staff meetings to discuss:
Existing benefits
Plan revisions
Enrollment in new plans
Claims procedures & administration
Review booklets, certificates, Summary Plan Descriptions and contracts for accuracy
Prepare Specimen Plan Documents and Summary Plan Descriptions for your use
Provide periodic newsletter with HR Compliance, legal changes, trends and updates
Design employee communication materials including;
Announcement of benefit revisions
Summaries of employee benefit plans
Annual benefit statements
Employee handbooks
Review State and Federal legislation affecting employee benefits and communicate changes
Prepare and assist in compliance with Affordable Care Act Employer Responsibility Requirements
Prepare and file Department of Labor mandated 5500’s if needed
We recognize each business is different. Our approach is to work with your company’s budget, benefit goals and employee population to provide benefits that help attract and retain quality employees. We recognize that the needs of a business vary based on the size of the group and also need to be scaled up as your team grows and business flourishes.
Here are some ways we provide customized solutions based on your group size:
Review and implement a medical plan with your budget in mind
Provide renewal information including rates, benefit summaries and SBCs for your employees
Provide COBRA model notices and guidance
Assist with complexities of Medicare/Group Benefits integration
Explore full benefit packages that may include Group Life, Long Term Disability, Voluntary benefits
Provide regulated ACA filing assistance (fee for service)
Review and analyze detailed utilization reports from carriers to determine best strategy for future planning
Leave management guidance
Provide 5500 filing services, per DOL regulation
Assist with imputed income requirements for Group Life insurance plans
Strategize open enrollment messaging and delivery for optimal reach
EBC Hawaii is proud to offer our clients a cloud based HR platform to use free of charge! Bernie Portal is an all in one admin solution for onboarding, open enrollment and year-round HR management.
Our exclusive benefits administration platform can be accessed by HR Administration for:
Applicant tracking
Employee on-boarding
Annual open enrollments
Terminations and benefit changes in real time
Reporting to track employee trends
Remain in compliance and quickly communicate changes
Your Employees can use this platform to:
Update personal information
Clock in and out*
Track PTO
Elect their benefits
E-Sign important documents and review their premium contributions
Easily accessible for all employees via the BerniePortal App
*Requires additional fee
As a business owner with a full plate, meeting federal and state compliance requirements can be daunting. Our job is to remind you of applicable regulations and laws that may pertain to your business based on size and type of benefits offered.
Hawaii Prepaid Health Care Act, Hawaii state mandated temporary disability (TDI), ERISA, COBRA, ACA, FMLA, Medicare Creditable Coverage, Form 5500 and Group Life imputed income calculations are just some of the areas that we assist our clients with through regular communication and specific timely updates as needed.
